Collecting LTD Benefits
If your employer offers long term disability benefits, you’ve probably been paying part of every paycheck for their premiums. While it has been easy for the insurance company to collect your payments, it isn’t always as easy for you to collect the benefits you have been paying for when you need them. In fact, collecting benefits can be very difficult, and may require the assistance of an experienced lawyer.
At the law office of Burke Harvey, LLC, our Long Term Disability lawyers have the skills and knowledge needed to help you obtain the benefits you are entitled to under your LTD plan. With more than 50 years of combined experience, we have gained a detailed insight into the intricate nature of the LTD program and the process of collecting benefits.
Detailed Support during Your Pursuit of Benefits
Working closely with you, we will help you draft your initial claim for long term disability benefits. Our experience allows us to offer the detailed advice you need to understand the questions you are being asked, the information the insurance company requires and the bureaucratic hoops you may have to jump through to collect your benefits.
Unfortunately, many initial claims are denied by the insurance companies. If you have been denied, you should not panic, but do need to understand your rights to file an appeal. Our staff will help you address the reasons behind your denial and will assist you in filing your appeal in a manner that offers you the best chance of obtaining benefits.
Once your claim has been approved, you should start receiving benefits payments within a short amount of time. Your payment amounts will vary, as long term disability programs are all different, but should be at least 50 percent of your wages. It is important to note that you are entitled to any back dated benefits you did not receive while you were waiting for approval of your claim or appeal.
Reduce Your Financial Worry
When you are trying to obtain LTD benefits, the last thing you want to think about is a huge legal bill. Our staff offers our representation solely on a contingency fee basis, meaning that we do not charge you legal fees unless we are successful in helping you obtain the benefits you are entitled to. We also offer free consultations to give you the chance to speak to an attorney without obligation; learn more about our staff and how we can help without ever spending a dime.
Contact our office online or call 888-880-9046 to schedule your free consultation with an LTD benefits attorney today.